Acceptable forms of identification typically include any government-issued ID, such as a driver’s license, a state-issued ID, a passport or a military ID card. Most banks, credit unions and check-cashing stores require you to show a valid ID when you cash a check. Then endorse the check by signing the back. When you cash the check, agree to the bank’s terms and fees, if required. You can call the institution or check its website before heading over. That usually includes the check and your photo ID, along with any other credentials the institution may require. Most banks and institutions will still cash a check beyond that time frame, but it’s at their discretion to do so. Check the issue date You usually have 180 days from the issue date to cash the check.Some institutions set a monetary limit, but a quick call or online search can help you find a place that suits your needs. Make sure the bank, credit union or business will cash a check for the amount you need. Verify the place you choose can cash your check before heading over. If that’s not an option, try one of the recommended options below such as a convenience store or check-cashing shop. You can cash a check at your financial institution or, sometimes, at another bank. Find a place that can cash your check.Here are a few basic steps to help guide you when you need to cash a check
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